Mu gihe cyahise, byari bimenyerewe ko abagabo ari bo binjiza amafaranga menshi mu rugo. Ariko uko iterambere ryagiye ritera imbere, hari ingo nyinshi aho abagore batangiye kwinjiza amafaranga menshi kurusha abagabo babo.
Kimwe n’izindi mpinduka zose, hari abo bitakirwa neza bikabyara ibibazo, mu gihe abandi babifata nk’iterambere risanzwe kandi rishimishije. Niba ushaka kwirinda ibibazo bishobora guterwa n’iyi mpinduka, dore ibintu 5 by’ingenzi wakora:
1. Muganire ku mpinduka zabaye n’uko wiyumva nyuma yazo
Wowe n’umugabo wawe mugomba kuganira ku gaciro k’amafaranga mu rugo rwanyu. Niba mutarabikoze, iki ni igihe cyiza cyo gufungura imitima. Uzasobanurira mugenzi wawe uko wumva bimeze kuba winjiza amafaranga menshi, nawe akwereke uko abyakira. Ibiganiro nk’ibi bifasha mwese kugira ihumure no kumva ko mugendeye hamwe.
2. Gerageza kumva ko ayo mafaranga ari ayanyu mwembi
Uko byagenda kose, ayo mafaranga si ay’umwe. Ni ay’urugo rwanyu, agomba gukoreshwa mu nyungu no mu iterambere ryanyu mwembi. Uko mwabyumva kose, mu rugo ni ingenzi kwiyumvisha ko umutungo ari uwanyu mwese, bigafasha kwirinda amakimbirane.
3. Mukomeze kujya mufatira ibyemezo hamwe
Niba mwari musanzwe mufatira hamwe ibyemezo by’ikoreshwa ry’amafaranga, ntibikwiye guhinduka kuko hari impinduka mu buryo bwinjizwamo amafaranga. Ntakwiye kumva ko kuba winjiza menshi biguha uburenganzira bwo gufata imyanzuro wenyine. Urugo ni urwanyu mwembi, bityo mugomba gufatanya gukomeza imibanire myiza.
4. Mujye mukoresha amafaranga bitewe n’ayo buri umwe yinjiza
Ingo zimwe zifite konti imwe ibikwaho amafaranga yose yinjira mu rugo, izindi zikagira konti zitandukanye buri wese yinjizaho. Niba urugo rwanyu ruri mu mubare wa nyuma, mugomba kongera mukaganira ku bijyanye n’ikoreshwa ry’amafaranga igihe habaye impinduka. Urugero, niba umugabo yajyaga yishyura inzu n’amashuri y’abana, mushobora kuganira uko mwagabana izo nshingano.
5. Ntugatume umugabo wawe yumva afite ipfunwe ryo kuba yinjiza amafaranga make
Kwemeza ibyemezo bishingiye ku mutungo wenyine bitagizwemo uruhare n’umugabo bishobora gutuma yumva atubashywe. Ni ingenzi ko mwicarana, mugafatanya gufata imyanzuro, bituma mwirinda ibibazo byaturuka ku kumva ko hari urenze undi.
UMWANZURO
Kuba umugore yinjiza amafaranga menshi kurusha umugabo si ikibazo, ahubwo ni inyungu y’urugo rwanyu. Ikibazo cyaza ari uko mutabyitwayemo neza. Niba mufatanyije gufata ibyemezo, mukanyurwa n’icyerekezo cy’urugo rwanyu, mukubahana no kwizerana, nta kibazo kizavuka. Ahubwo, iyi mpinduka ishobora kuzana iterambere rikomeye mu buzima bwanyu.
